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Retirement Planning

Retirement Benefits

Check Out CalPERS’ Top 5 Publications Online

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Retirement Benefits

10 To-Do’s to Be an Empowered CalPERS Member

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Retirement Benefits

Savings Plus: Two Plans to Save More for Retirement

Shani Keyser and Michelle Johnson
News & Events • Retirement Benefits

Words of Wisdom: Longtime Public Employees Offer...

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News & Events

Summer CBEEs Are Just Around the Corner

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Retirement Benefits

Now Playing: Spanish-Language CalPERS Benefits Basics...

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Retirement Benefits • Health Benefits

5 CalPERS Retirement Myths Busted

Jasmine Bauer
Retirement Benefits • News & Events

Support Future You by Saving Now

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Retirement Benefits

Americans Average Just 31% on Retirement Income...

Retirement Benefits

Start Building Your Dream Retirement

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

@CalPERS Instagram

Retirement doesn't mean leaving California's econo Retirement doesn't mean leaving California's economy behind.

More than 80% of CalPERS retirees and beneficiaries continue to call California home, keeping pension dollars circulating in local communities and supporting businesses across the state.

Learn more in our latest economic trend report at the link in bio.
CalPERS team members came together this fall to ce CalPERS team members came together this fall to celebrate community, connection, and giving back through the annual @unitedwayccr Our Promise campaign.

During our seasonal event, local nonprofits joined us on site to share their missions and connect with state workers — marking a meaningful reminder of the impact that giving can have close to home.

From fall fun to charitable spirit, we’re proud to support #OurPromiseCA and the organizations making a difference across the Sacramento region and beyond. 

Learn more about the 2026 campaign and how to participate at the link in bio. 

#OurPromise #NonProfit #Donate #SeasonOfGiving #CAState
CalPERS is hiring! Check out these job openings a CalPERS is hiring!

Check out these job openings and more. Some close soon, so apply today at the link in bio. 

#Hiring #Jobs #GovernmentJobs #Recruitment
Approaching 65? Get answers on how Medicare may Approaching 65? 
 
Get answers on how Medicare may affect your CalPERS health coverage. 
 
Watch our new video, join our free Nov. 19 educational session, and explore helpful Medicare resources. 
 
Learn more: https://bit.ly/4sKEt0t
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@CalPERS YouTube

What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare
Link to presentation notes and resources: https://www.calpers.ca.gov/sources/member/webcast_learning_guides/Leaving%20Your%20CalPERS%20Employer%20Presentation%20Notes.pdf?urlTimeStamp=1792007130734

If you leave CalPERS-covered employment before becoming eligible to retire, you may still have important decisions to make regarding your retirement contributions and benefits. In this video, you'll learn about the options available to you, including leaving your contributions with CalPERS, withdrawing your funds or moving to another California retirement system. Join us to gain a better understanding of how these choices may impact your future retirement benefits.

0:00 Presentation
2:47 Before Leaving Your Employer
4:39 Leaving Your Contributions on Account
8:16 Establishing Reciprocity
14:30 Withdrawing Your Contributions
20:05 Retiring
Leaving Your Employer

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