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Retirement Benefits

Americans Average Just 31% on Retirement Income...

Retirement Benefits

Start Building Your Dream Retirement

Retirement Benefits • Health Benefits

Top 7 Member Questions Answered by Our Experts

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View Your Retirement Check with Our App for Your...

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Get Your Retirement Check Details Via Our Automated...

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Health Benefits

myCalPERS: Your One-Stop Shop for Health Benefits

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2 Ways to Make Payments Online

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Retirement Benefits

Estimate Your CalPERS Pension

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Retirement Benefits

What You Need to Know After Retirement

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

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CalPERS employer plans are becoming better funded, CalPERS employer plans are becoming better funded, with many expected to see lower annual contributions in the years ahead. 

Strong investment gains and a long-term strategy are helping drive this shift. 

Learn more on our PERSpective blog at the link in our bio.
#MondayMotivation Congratulations on your upcomin #MondayMotivation

Congratulations on your upcoming retirement! While it’s an exciting time, you may have some remaining questions. 

Check out frequently asked questions from soon-to-be retirees on our PERSpective blog at the link in our bio.
🔔 A reminder: CalPERS Health Open Enrollment is un 🔔 A reminder: CalPERS Health Open Enrollment is underway! 

Now is a great time to review your 2027 options and make sure your plan still fits your needs. 

2027 health plan premiums and changes take effect January 1, 2027. 

Log in to my.calpers.ca.gov and use the Search Health Plans tool to compare monthly premiums, benefits, copays, and member satisfaction ratings. 

You can also search for your doctors or medical group to find out which plans they’re available through, you may be able to switch to a lower-cost plan and still keep your doctors. 

CalPERS Health Open Enrollment ends Friday, October 9, 2026
A pension means flexibility.   Meet Anthony, who w A pension means flexibility.
 
Meet Anthony, who worked for the Metropolitan Water District of Southern California before applying for retirement at one of our CalPERS Benefits Education Events earlier this year.
 
He says he's amazed that his defined benefit pension can continue to financially support his loved ones even after he’s gone.
 
Now tell us: what does your CalPERS pension meant to you?

#CalPERS #Pension #Retirement
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Retiree Town Hall with CalPERS Board Member Yvonne Walker – September 18, 2026
Ready to retire? myCalPERS can help simplify the process. In this video, you'll learn important steps to take before submitting your service retirement application and receive a step-by-step walkthrough of how to complete and submit your application online through your myCalPERS account. Watch now to get retirement-ready with confidence!

0:00 Presentation
1:52 Tips Before Starting Your Application
5:30 Completing Your Online Service Retirement Application 
24:47 What Happens Next
Online Service Retirement Application

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