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Reminder: Only Use a Personal Email Address for...

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CalPERS Climate Solution Commitments Surpass $53...

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News & Events

All the Right Stuff — 2024 Spotlight on Excellence...

Retirement Benefits

How Do I Sign Up for Direct Deposit?

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Investments • News & Events

Our Plan for Long-Term Investment Returns

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Investments • Retirement Benefits

What to Look for When You Hire a Financial Advisor

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News & Events

10 Must-Do Adulting Life Tasks With Resources

Stephen Gilmore
Investments

Q&A With CalPERS Chief Investment Officer Stephen...

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Pathways for Women 2024: Top Career Tips and Takeaways

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Health Benefits

Retirees: You Can Now Make Most Health Plan Changes...

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  • Retirees: Mark Your Calendars for December 8
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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

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Use our online form for questions and comments about CalPERS programs and services.

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Retirees, mark your calendars for Dec. 8! Join Retirees, mark your calendars for Dec. 8! 
 
Join us virtually to get helpful updates on your pension, Medicare, COLA, 1099-R tax statements, working after retirement, and more. 
 
Learn more about what's in store and how to register on our PERSpective blog at the link in bio.
Designating a beneficiary is one of the most conse Designating a beneficiary is one of the most consequential things you can do as a CalPERS member.
 
In the event of your passing, your beneficiaries continue collecting your defined benefit — and telling us who that should be is highly important.
 
Learn more on our Death Benefits webpage at the link in bio.
Meet Cynthia Garcia, the 2026 CalPERS Spotlight on Meet Cynthia Garcia, the 2026 CalPERS Spotlight on Excellence Award honoree. 

Through her work with Solano Superior Courts, she has obtained more than $10 million in grant funding for courts that treat addiction as a health issue and offer treatment and support as an alternative to jail time. 

Learn more about why Cynthia was chosen, and why what she does matters in her community (link in bio).

#CalPERS #CalPERSEdF
You might think you'll spend less in retirement, b You might think you'll spend less in retirement, but that's not usually the case early on.
 
In fact, studies show retirees temporarily spend more upon entering retirement as they adjust to their new lifestyle and learn to manage their budget.
 
Learn more on our PERSpective blog at the link in bio.
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2026 Spotlight on Excellence Recipient | Cynthia Garcia
What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare

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