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Check Out CalPERS’ Top 5 Publications Online

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Retirement Benefits

10 To-Do’s to Be an Empowered CalPERS Member

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Retirement Benefits

11 Places Your Benefits Could Go if Your Beneficiary...

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Health Benefits

Traveling for Medically Necessary Health Care? You...

CalPERS 457 Roth Plan Option
Health Benefits

HMO, PPO, and EPO: What’s the Difference and Why Does...

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News & Events

Double Check That It’s CalPERS: Tips to Avoid Fake...

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News & Events

Trivia Time: Get Schooled on Your CalPERS Benefits

Retirement Benefits

Getting Hitched After Retirement? Update Your Life...

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Health Benefits • News & Events

CalPERS Announces Health Plan Premiums for 2025

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Investments • News & Events

CalPERS Reports Preliminary 9.3% Investment Return for...

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  • When Life Changes, Update CalPERS Too
  • Retirees: Mark Your Calendars for December 8
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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

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Use our online form for questions and comments about CalPERS programs and services.

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Retirees, mark your calendars for Dec. 8! Join Retirees, mark your calendars for Dec. 8! 
 
Join us virtually to get helpful updates on your pension, Medicare, COLA, 1099-R tax statements, working after retirement, and more. 
 
Learn more about what's in store and how to register on our PERSpective blog at the link in bio.
Designating a beneficiary is one of the most conse Designating a beneficiary is one of the most consequential things you can do as a CalPERS member.
 
In the event of your passing, your beneficiaries continue collecting your defined benefit — and telling us who that should be is highly important.
 
Learn more on our Death Benefits webpage at the link in bio.
Meet Cynthia Garcia, the 2026 CalPERS Spotlight on Meet Cynthia Garcia, the 2026 CalPERS Spotlight on Excellence Award honoree. 

Through her work with Solano Superior Courts, she has obtained more than $10 million in grant funding for courts that treat addiction as a health issue and offer treatment and support as an alternative to jail time. 

Learn more about why Cynthia was chosen, and why what she does matters in her community (link in bio).

#CalPERS #CalPERSEdF
You might think you'll spend less in retirement, b You might think you'll spend less in retirement, but that's not usually the case early on.
 
In fact, studies show retirees temporarily spend more upon entering retirement as they adjust to their new lifestyle and learn to manage their budget.
 
Learn more on our PERSpective blog at the link in bio.
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2026 Spotlight on Excellence Recipient | Cynthia Garcia
What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare

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