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Retirement Benefits

Who Is Your Beneficiary, and Are They in the Loop?

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

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Have a great CalPERS story? We'd love to hear it! Have a great CalPERS story? We'd love to hear it!

Whether you're still working or retired, California's public servants help shape the fabric of our great state through their hard work and dedication — culminating in the promise of a dignified retirement.

That's why we're encouraging members to share their experiences with us, which we might share with others.

Take our survey at the link in our bio if you'd like the opportunity to be featured.
💡 Did you know CalPERS reviews its long-term re 💡 Did you know CalPERS reviews its long-term retirement planning every four years?

This process is called the Asset Liability Management (ALM) cycle, and it helps us ensure you receive lifetime retirement benefits.

This year’s review may lead to updates affecting: 
✔️ Retirement benefit options (for those that retire on or after November 20)
✔️ Service credit purchase costs 
✔️ PEPRA member contribution rates (starting July 2027)

Final decisions are expected to be made at the Nov. 17 Board meeting. We’ll share what it means for you in December.

Learn more about ALM at the link in our bio.
ALERT: Due to system maintenance, myCalPERS will b ALERT: Due to system maintenance, myCalPERS will be unavailable from 3:00 p.m. on Saturday, October 18 until 6:00 a.m. on Monday, October 20.
 
Thank you for your patience as we continue to improve our services.
The Educational Forum serves as our opportunity to The Educational Forum serves as our opportunity to personally connect with our employer partners throughout the State of California — and this year proved no different.

A special thanks to everyone who was able to attend.

Here's a taste of how this year's #CalPERSEdF went.
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calpers CalPERS @calpers ·
20h

#MondayMotivation

Counting down to your #retirement? We are too!

Follow our CalPERS countdown checklist to make sure everything goes smoothly: https://bit.ly/4hYUObm

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calpers CalPERS @calpers ·
17 Oct

ALERT: Due to system maintenance, myCalPERS will be unavailable from 3:00 p.m. on Saturday, October 18 until 6:00 a.m. on Monday, October 20.

Thank you for your patience as we continue to improve our services.

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