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Health Care

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Health Benefits

Basic PPO Members: Included Health Will Help You...

Health Benefits

Explore Behavioral Health Programs Available to You

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Health Benefits

Retirees: You Can Now Make Most Health Plan Changes...

CalPERS 457 Roth Plan Option
Health Benefits

HMO, PPO, and EPO: What’s the Difference and Why Does...

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Health Benefits • News & Events

CalPERS Announces Health Plan Premiums for 2025

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News & Events • Health Benefits

CalPERS Announces New Health Plan Contracts to Lower...

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Retirement Benefits • Health Benefits

5 CalPERS Retirement Myths Busted

Health Benefits

One Way We’re Working to Slow Rising Health Care...

Candee Torrez
Retirement Benefits • News & Events

CalPERS Benefits Education Events Insights:...

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Health Benefits

45 Is the New 50 For Colon Cancer Screening

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

@CalPERS Instagram

Education has opened doors for countless Californi Education has opened doors for countless California State University employees — and CalPERS will help carry them into retirement.
 
From first-gen graduates to lifelong educators, their stories show the lasting impact of public service and learning.
 
Discover more on our PERSpective blog at the link in bio.
One in three adults has prediabetes — and most don One in three adults has prediabetes — and most don’t know it. 

Prediabetes can raise your risk for type 2 diabetes, heart disease, and stroke, but early action helps. CalPERS health plans offer a no-cost diabetes prevention program for eligible members. 

Learn more on our PERSpective blog at the link in bio.
A pension means you're that much closer to coverin A pension means you're that much closer to covering the basics in retirement.
 
Meet Rebecca Durney, who works for Siskiyou County and who is soon coming to the end of the line in her public service career. She explains that having a defined benefit will allow her to provide for herself in a very real, day-to-day way that others at a similar age might not be able to count on.
 
Now tell us: what does your CalPERS pension mean to you?

#CalPERS #Retirement #Pension
Here at CalPERS, we’ve asked our health plan partn Here at CalPERS, we’ve asked our health plan partners to meet new standards for preventing and controlling common health problems like diabetes, high blood pressure, and colorectal cancer, with financial consequences if they don’t. 

Today, we reported the first results of that effort: improved health outcomes for our members in our HMO plans.

Here’s our Chief Clinical Director, Dr. Julia Logan, explaining what we’re doing and what it means for you. 

Learn more at the link in bio.
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@CalPERS YouTube

What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare
Link to presentation notes and resources: https://www.calpers.ca.gov/sources/member/webcast_learning_guides/Leaving%20Your%20CalPERS%20Employer%20Presentation%20Notes.pdf?urlTimeStamp=1792007130734

If you leave CalPERS-covered employment before becoming eligible to retire, you may still have important decisions to make regarding your retirement contributions and benefits. In this video, you'll learn about the options available to you, including leaving your contributions with CalPERS, withdrawing your funds or moving to another California retirement system. Join us to gain a better understanding of how these choices may impact your future retirement benefits.

0:00 Presentation
2:47 Before Leaving Your Employer
4:39 Leaving Your Contributions on Account
8:16 Establishing Reciprocity
14:30 Withdrawing Your Contributions
20:05 Retiring
Leaving Your Employer

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