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Candee Torrez
Retirement Benefits • News & Events

‘Start Early and Start Now’ — Insights...

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Retirement Benefits

Hey Millennials, Plan Your Financial Future With These...

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Retirement Benefits

5 Factors to Consider Before Retiring Early

Retirement Benefits

Financial Planning for New Parents

Retirement Benefits

PEPRA Members — Boost Your Retirement Income

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Retirement Benefits

5 Ways to Face Your Finances Without Feeling Fraught

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Retirement Benefits • News & Events

Retiring on the Spot at a CalPERS Benefits Education...

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Retirement Benefits

Navigating Your CalPERS Membership: Your Top Questions...

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Retirement Benefits

Saving for College or Retirement: Which Is Right for...

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Health Benefits • Retirement Benefits

Living Your Best Life: Financial Planning Tips for...

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

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Health care coverage is one of the most important Health care coverage is one of the most important decisions you can make as a CalPERS health participant, and the time to choose is coming.

Familiarize yourself with what’s changing for 2026 so you can find the right plan for you during #OpenEnrollment.

Review our annual health plan changes from our main Health Benefits webpage at the link in our bio.
CalPERS CEO Marcie Frost delivered good news to ou CalPERS CEO Marcie Frost delivered good news to our Board of Administration Monday — highlighting returns of 11.6% for FY 2024-25.

The results speak for themselves. Our strategy reflects long-term investing, and we stay the course no matter what.

Read the full release in the CalPERS Newsroom (link in bio)
Attention, CalPERS-contracted employers: Sign up Attention, CalPERS-contracted employers:

Sign up for our live virtual workshops to learn more about the CalPERS 457 Deferred Compensation Plan, and how it can benefit you and your team in saving for retirement.

Monthly schedule and registration here: https://bit.ly/44vAJoI
New York Times bestselling author, podcaster, entr New York Times bestselling author, podcaster, entrepreneur, and financial feminist Tori Dunlap (@herfirst100k) is bringing her global multimillion-dollar movement to #CalPERSPathways. 

Reserve your spot today on our website. (Link in bio)
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calpers CalPERS @calpers ·
16h

To receive a CalPERS pension, most members must accrue at least five years of CalPERS-credited service. But there are a few other factors involved.

Read more:

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calpers CalPERS @calpers ·
20h

#WednesdayWisdom

There are generally four phases of retirement: pre-retirement, early retirement, mid-retirement, and late retirement.

Learn what you should be doing at each stage to help make your transition into your golden years as smooth as possible: https://news.calpers.ca.gov/learn-the-4-phases-of-retirement/

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