Health Benefits

Your Medicare Part B Reimbursement May Change in 2025

Retiree and her health physician happily reviewing her medical chart

If you are a state or California State University (CSU) retiree enrolled in a CalPERS Medicare health plan, you or your dependents may be entitled to a Medicare Part B premium reimbursement.

What You Need to Know

Each year the Centers for Medicare and Medicaid Services (CMS) announces the Medicare Part B premium. The 2025 Standard Medicare Part B premium amount is $185.00 (the 2024 premium is $174.70).

According to CMS, most Medicare beneficiaries will pay the standard Medicare Part B premium amount.

If your Modified Adjusted Gross Income (MAGI), as reported on your IRS tax return, is above the set threshold established by CMS, you’ll pay the standard Medicare Part B premium amount plus an additional Income-Related Monthly Adjustment Amount (IRMAA). If you are required to pay an IRMAA, you will receive a notice from the Social Security Administration (SSA) advising you of your Medicare Part B premium cost for 2024, and how the cost was calculated.

CalPERS Will Automatically Reimburse You

If you or your dependents are eligible for Medicare Part B reimbursement, and are paying the standard Medicare Part B premium, CalPERS will automatically reimburse the eligible amount on your retiree warrant.

If you or your dependents are paying an increased Medicare Part B premium (IRMAA), you may be eligible for reimbursement of all or part of your Medicare Part B premium (some exceptions apply). The reimbursement amount is limited to the difference between your employer contribution and the cost of your plan’s premium, up to the amount of your Part B premium. Information about Reimbursement of Premiums (PDF) is available on the CalPERS website.

In December, CalPERS sends letters and emails to members currently receiving an IRMAA adjustment to their Part B premium reimbursement. The letters detail the standard Medicare Part B premium for 2024 and provide instructions for requesting additional reimbursement.

Requesting Additional Reimbursement

If you or your dependents are paying an increased Part B premium (IRMAA) and would like to request additional reimbursement, submit a copy of your entire SSA notice showing the IRMAA determination, MAGI, and increased Part B premium to CalPERS. Processing time for IRMAA documents is up to 60 calendar days, and you will receive a confirmation letter notifying you it has been processed.

Securely Upload Your Documents

To ensure secure and timely processing, upload your or your dependent’s SSA notice online by logging in to your personal myCalPERS account by selecting the Health tab, then the Health Summary option. Scroll down to the Health Deductions section and select the Submit Documents link.