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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

@CalPERS Instagram

Have you experienced any major life changes lately Have you experienced any major life changes lately? Make sure your CalPERS account does too.
 
From contact info and direct deposit to beneficiaries, health coverage, and power of attorney, keeping your records up to date helps protect your benefits.
 
Learn more on our PERSpective blog at the link in our bio.
More than 80% of CalPERS retirees and beneficiarie More than 80% of CalPERS retirees and beneficiaries live in California. 

That means pension dollars continue circulating through communities across the state, supporting local economic activity. 

Learn more about the impact of pension spending in our own backyard at the link in our bio.
Cybersecurity Awareness Month is a great reminder Cybersecurity Awareness Month is a great reminder to protect your personal information online.
 
From social media privacy to phishing, passwords, and multifactor authentication, a few simple steps can help safeguard your data.
 
Learn more on our PERSpective blog at the link in our bio.
#MondayMotivation Deciding on service retirement #MondayMotivation
 
Deciding on service retirement can be among the biggest milestones in your professional life. Yet for some, weighing whether to work after retirement is a close second.
 
Check our PERSpective blog at the link in our bio for key considerations to ensure your benefits are protected.
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@CalPERS YouTube

What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare
Link to presentation notes and resources: https://www.calpers.ca.gov/sources/member/webcast_learning_guides/Leaving%20Your%20CalPERS%20Employer%20Presentation%20Notes.pdf?urlTimeStamp=1792007130734

If you leave CalPERS-covered employment before becoming eligible to retire, you may still have important decisions to make regarding your retirement contributions and benefits. In this video, you'll learn about the options available to you, including leaving your contributions with CalPERS, withdrawing your funds or moving to another California retirement system. Join us to gain a better understanding of how these choices may impact your future retirement benefits.

0:00 Presentation
2:47 Before Leaving Your Employer
4:39 Leaving Your Contributions on Account
8:16 Establishing Reciprocity
14:30 Withdrawing Your Contributions
20:05 Retiring
Leaving Your Employer

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