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Retirement Benefits

Debunking Common CalPERS Myths

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Retirement Benefits

11 Places Your Benefits Could Go if Your Beneficiary...

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Retirement Benefits

Americans Average Just 31% on Retirement Income...

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About PERSpective

PERSpective provides information for members of the retirement and health programs of the California Public Employees’ Retirement System. If you would like to give us feedback or suggest future topics, send us an email.

Get Answers to Your Questions

Use our online form for questions and comments about CalPERS programs and services.

For personal account questions, log in to myCalPERS and send your questions through our secure Message Center.

@CalPERS Instagram

CalPERS is hiring! Check out these job openings a CalPERS is hiring!

Check out these job openings and more. Some close soon, so apply today at the link in our bio. 

#Hiring #Jobs #GovernmentJobs #Recruitment
Better care, stronger outcomes for millions of Cal Better care, stronger outcomes for millions of Californians.

Through aligned quality programs, CalPERS, @coveredca, and @dhcs_ca are working together to improve key health measures for members and families statewide.

Learn more about the joint effort at the link in our bio.
#ThankfulThursday You might feel overwhelmed by t #ThankfulThursday

You might feel overwhelmed by the thought of saving for retirement and avoid such planning altogether, leaving yourself unprepared for the future.

Thankfully, we’ve gathered some tidbits on how to face your finances without feeling fraught. 

Check out our "5 Ways to Face Your Finances Without Feeling Fraught" article on our PERSpective blog at the link in bio.
Have you experienced any major life changes lately Have you experienced any major life changes lately? Make sure your CalPERS account does too.
 
From contact info and direct deposit to beneficiaries, health coverage, and power of attorney, keeping your records up to date helps protect your benefits.
 
Learn more on our PERSpective blog at the link in our bio.
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@CalPERS YouTube

What happens to your health coverage if you keep working after 65? This video explains how Medicare may affect your CalPERS coverage when you continue working past age 65. Learn when you may be able to delay Medicare Part B, why timing matters, and what steps to take as you approach retirement. For more information, visit calpers.ca.gov/Medicare.
Working Past 65? What CalPERS Members Need to Know About Medicare
Link to presentation notes and resources: https://www.calpers.ca.gov/sources/member/webcast_learning_guides/Leaving%20Your%20CalPERS%20Employer%20Presentation%20Notes.pdf?urlTimeStamp=1792007130734

If you leave CalPERS-covered employment before becoming eligible to retire, you may still have important decisions to make regarding your retirement contributions and benefits. In this video, you'll learn about the options available to you, including leaving your contributions with CalPERS, withdrawing your funds or moving to another California retirement system. Join us to gain a better understanding of how these choices may impact your future retirement benefits.

0:00 Presentation
2:47 Before Leaving Your Employer
4:39 Leaving Your Contributions on Account
8:16 Establishing Reciprocity
14:30 Withdrawing Your Contributions
20:05 Retiring
Leaving Your Employer

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