Health Benefits

Get to Know the CalPERS Health Benefits Program

Read Our Latest Annual Report Available Now

With more than 1.5 million members, CalPERS provides high-quality, affordable, accessible, and equitable health care to California’s public employees, retirees, and their families.

Read how we fulfill our commitment to our members in the latest release of the Health Benefits Program Annual Report (PDF).

This report offers health benefits program information and data for the 2021 plan year, and serves as a valuable tool for our members, stakeholders, and the general public.

What will you find in the report?

Health benefits program information such as state and federal benefit requirements, geographic coverage areas and rural health care accessibility for our members, actuarial values of our Basic health plans, prevalence of chronic conditions among CalPERS members, and member satisfaction results from our annual health plan member survey are detailed in the report.

You will also find health plan and financial information, which includes historic enrollment and expenditure data, trend factors that drive health plan premiums, medical trends for Basic health plans, average out-of-pocket costs by health plan for Basic and Medicare members, and administrative expenditures for the program.

To view this year’s or prior years’ annual reports, visit Forms & Publications on our website.