Health Benefits

Open Enrollment Summary of Benefits and Coverage

Learn more about potential health plans through a Summary of Benefits and Coverage

Choosing your health plan is an important decision. To assist you with this process, each health plan available through CalPERS has produced a Summary of Benefits and Coverage (SBC). In addition, the federal government has compiled a glossary of common health insurance terms. Together, these documents provide information to help you better understand your health benefit coverage and more easily compare health plan options.

To view the SBCs and glossary online, visit our website or any of the health plan websites listed here. To request a free paper copy of the SBC and glossary, please contact each health plan directly.

Anthem Blue Cross

HMO & EPO
(855) 839-4524
www.anthem.com/ca/calpers

Blue Shield of California

(800) 334-5847
www.blueshieldca.com/calpers

California Association of Highway Patrolmen*

(800) 734-2247
www.thecahp.org

California Correctional Peace Officers Association*

(800) 257-6213
www.ccpoabtf.org

Health Net of California

(888) 926-4921
www.healthnet.com/calpers

Kaiser Permanente

(800) 464-4000
www.kp.org/calpers

Peace Officers Research Association of California*

(800) 288-6928
www.ibtofporac.org

PERS Select, PERS Choice, and PERSCare

(877) 737-7776
www.anthem.com/ca/calpers

Sharp Health Plan

(855) 995-5004
www.sharphealthplan.com/calpers

UnitedHealthcare

(877) 359-3714
www.uhc.com/calpers

Western Health Advantage

(888) 942-7377
www.westernhealth.com/calpers

*To enroll in these health plans, you must belong to the specific employee association and pay applicable dues.