Retirement Benefits

6 Tips for Healthy Living After Retirement

It’s no secret that retirement is a phase in life that many people look forward to. However, retirement is a change that can be difficult, when habits and routines you’ve built throughout your career may suddenly wash away from newfound freedom.

Keeping your healthy habits and active routine will help you enjoy your retirement years. There’s no one-size-fits-all solution, so here are six helpful tips for CalPERS members to live a healthy life after retirement.

1. Get your finances in order

Organize and track your money so you know exactly how much is coming in every month and how much of it you need to live on. Your spending may fluctuate as you begin your retirement, so keep a tracking sheet to make it easier to adjust. Planning and budgeting can be a challenging process, but we’re here to help guide you with a video series and a checklist. Organizing your finances will help reduce stress and improve your mental health once you enter retirement.

2. Find the right surroundings

Many people find retirement to be the opportunity needed to change their surroundings. Perhaps you want to leave a noisy city for a quiet and calm countryside. Or even choose to live in a retirement community to be surrounded by people enjoying the same lifestyle as you. Consider what’s important to you, such as affordability, community, culture, climate, or nature. Wherever you choose to live after retirement, it should improve the quality of your life.

3. Find a new purpose

To some, their careers were a major role in feeling accomplished, productive, and beneficial to others. With more time in your day, there are plenty of opportunities to help others in need. Volunteering, for example, is a great option to use your useful skills to mentor, guide, or help people of all ages. Visit California Volunteers to find a volunteer center near you.

4. Create an exercise plan

Although you don’t need to walk to catch your train or bus into the office anymore, that doesn’t mean you can’t take a stroll during those same hours. Look at the activities of your previous work schedule and incorporate those into your daily routine.

Regular physical activity is one of the most important things you can do for your health. Write a plan that also includes exercising along with physical activities you enjoy. Focus on exercises that help improve your flexibility, strength, and balance. You don’t need expensive equipment or a gym membership. Many gyms now offer daily classes for older adults and there are plenty of quick workouts you can watch on YouTube.

5. Keep your nutrition in mind

Our nutritional needs change as our bodies change. As we age, healthy eating can make a difference in our health, help to improve how we feel, and encourage a sense of well-being. Learn how much to eat from all five food groups and find out how many calories you need each day to help you maintain energy using the MyPlate Plan.

6. Find joy in your relationships and in what you do everyday

Adjusting from a packed schedule to an open one can be challenging. Try creating a flexible schedule by penciling in activities you enjoy. Or, add activities you didn’t get a chance to do while being busy at work. For example, rekindle your love for gardening, reading, or exercising, just to name a few. Read 131 Retirees Share What Brings Them Joy in Retirement for inspiration.

Try to build, maintain, and nurture relationships with friends and family. Connecting with loved ones will help your overall health and happiness. Schedule weekly calls with friends, plan to visit relatives you haven’t seen in a while, or join a social club with like-minded people. Staying socially active will help you feel happy and fulfilled after retirement.